This loan is provided to finance working capital and/or capital expenditure requirement as well as non-funded facilities such as letters of credit and guarantees for small businesses including retailers, wholesalers, cottage and small scale manufacturing and processing units, exporters, importers, contractors, educational institutions, self-employed professionals, medical /health facilities, etc.

<table>
	<tbody>
		<tr>
			<td>Purpose:</td>
			<td>To finance working capital and/or capital expenditure requirement as well as non funded facilities such as letters of credit and guarantees for small businesses including retailers, wholesalers, cottage and small scale manufacturing and processing units, exporters, importers, contractors, educational institutions etc.</td>
		</tr>
	</tbody>
</table>

Facilities provided are:

1) Term Loan

2) Overdraft

3) Working Capital Loan/Short Term Loan

4) Working Capital Term Loan

5) Trust Receipt Loan

6) Export Credit

7) Letter of Credit

8) Bank Guarantee

Citizens SME Loan