<ul>
<li style="text-align: justify;">Individual FD holders (excluding minor and existing earmarked Fixed Deposits) who haven&rsquo;t yet utilized the loan facility against their Fixed Deposit Account.</li>
</ul>

<ul>
<li style="text-align: justify;">व्यक्तिगत मुद्दती खाता &nbsp;(साना र विद्यमान निश्चित फिक्स्ड डिपोजिटहरू बाहेक) जसले अहिलेसम्म आफ्नो फिक्स्ड डिपोजिट खाताको लागि ऋण सुविधा प्रयोग गरेका छैनन्।</li>
</ul>

<a title="Service Fees &amp; Charges" href="https://globalimebank.com/interest-rates/" target="_blank" rel="noopener">Click here for interest rates</a>

<a title="Service Fees &amp; Charges" href="https://globalimebank.com/interest-rates/" target="_blank" rel="noopener">ब्याज दरहरूको लागि यहाँ क्लिक गर्नुहोस्</a>

<a title="Service Fees &amp; Charges" href="https://globalimebank.com/standard-fee" target="_blank" rel="noopener">Click here for service charges detail</a>

<a title="Service Fees &amp; Charges" href="https://globalimebank.com/standard-fee" target="_blank" rel="noopener">सेवा शुल्क विवरणको लागि यहाँ क्लिक गर्नुहोस्</a>

Loan Against FD is a convenient and flexible banking solution offered to existing Fixed Deposit account holders. By pledging your FD, you can access instant funds without extensive documentation. With hassle-free disbursement through branches or mobile banking, financial freedom is at your fingertips and it is the ideal choice for immediate liquidity.

मुद्दती निक्षेपको आधारमा ग्राहकले तुरुन्तै र सहज रुपमा यस योजना अन्तर्गत कर्जा लिन सक्दछन् । मोबाइल बैंकिङ मार्फत पनि कर्जा लिन सक्ने हुँदा यो झन्झटरहित रहेको र तपाईको तत्कालिन वित्तिय आवश्यकता पुरा गर्न सहयोग गर्दछ ।&nbsp;
&nbsp;

<ul>
<li>Loan Application Form &ndash; Completed and signed loan application.</li>
<li>Fixed Deposit Receipt &ndash; Original or copy of the FD receipt or account statement.</li>
</ul>

<ul>
<li>कर्जा आवेदन फारम: पूरा गरिएको र हस्ताक्षरित कर्जा आवेदन ।</li>
<li>मुद्दती निक्षेप रसिद: एफडी रसिदको सक्कल प्रति वा खाता विवरण</li>
</ul>

Required Documents

आवश्यक कागजातहरू

Loan Against Fixed Deposit

Loan

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/money_bag_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
Instant loan disbursement of upto 90% or NPR five million and no physical documentation required (incase of application via Global Smart Plus app).

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/money_bag_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
मुद्दती निक्षेप राशिको ९०% सम्म कर्जा सुविधा उपलब्ध वा अधिकतम रु. ५० लाख

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Up to 90% of earmarked FD amount&nbsp;

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
मुद्दती निक्षेप राशिको ९०% सम्म कर्जा सुविधा&nbsp;

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
Prepayment of loan shall also be allowed on request of the client through the digital channel.

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
ग्राहकको अनुरोधमा डिजिटल च्यानलमार्फत समयावधि अघि नै ग्राहकले कर्जा तिर्न सक्ने

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/account_balance_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Branches available nationwide, spanning across all 77 districts or via app

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/account_balance_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
नेपालका सबै ७७ जिल्लामा शाखाहरूको सञ्जाल विस्तार वा मोबाइल एपमार्फत सहज प्रक्रिया

Features

विशेषताहरू

Loans

For Everyone

Your FD, Your Loan &ndash; Fast, Secure, Simple!

तपाईंको मुद्दती निक्षेप, तपाईंको कर्जा &ndash; छिटो, सुरक्षित र सरल संक्षिप्त&nbsp;&nbsp;

मुद्दती निक्षेपमा कर्जा

Get up to 90% of your Fixed Deposit as a loan. Enjoy low-interest rates and hassle-free processing with Global IME Bank.

Overview

Features

Eligibility

Interest Rates

Fees & Charges

Required Documents

Frequently Asked Questions

Apply for Loan against FD through

Global Smart Plus