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	<tbody>
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			<td><strong>Purpose</strong>:</td>
			<td>Personal loan facility to meet personal financial obligation</td>
		</tr>
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			<td><strong>Nature</strong>:</td>
			<td>Term Loan / Overdraft Facility</td>
		</tr>
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			<td><strong>Loan Size</strong>:</td>
			<td>Up to 5.00 Million</td>
		</tr>
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			<td><strong>Tenure</strong>:</td>
			<td><u>In case of Term Loan</u> &ndash; Repayment period maximum 15 years payable in Equated Monthly Installment.<br />
			<u>In case of Overdraft</u> &ndash; 1-year revolving facility.</td>
		</tr>
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			<td><strong>Loan Portion</strong>:</td>
			<td>Up to 50% of Fair Market Value of the collateral security</td>
		</tr>
	</tbody>
</table>


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			<td><strong>उद्देश्य:</strong></td>
			<td>व्यक्तिगत वित्तीय दायित्व पूरा गर्न व्यक्तिगत ऋण सुविधा</td>
		</tr>
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			<td><strong>प्रकृति:</strong></td>
			<td>टर्म लोन / ओभरड्राफ्ट सुविधा</td>
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			<td><strong>ऋण आकार:</strong></td>
			<td>५० लाखसम्म</td>
		</tr>
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			<td><strong>कार्यकाल:</strong></td>
			<td>अवधि ऋणको मामलामा - भुक्तानी अवधि अधिकतम १५ वर्ष बराबर मासिक किस्तामा भुक्तान योग्य।<br />
			ओभरड्राफ्टको हकमा - १ वर्ष घुम्ने सुविधा।</td>
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			<td><strong>ऋण अंश:</strong></td>
			<td>संपार्श्विक सुरक्षाको उचित बजार मूल्यको ५०% सम्म</td>
		</tr>
	</tbody>
</table>


<p><strong>Eligibility Criteria:</strong></p>

<ul>
	<li>All salaried or self-employed Nepalese Citizen having a regular source of income.</li>
	<li>The land and/or building to be mortgaged should have a minimum of 8 ft motorable road.</li>
	<li>In case of self-employed, the business must be running for a minimum of two years.</li>
	<li>The applicant must be at least 18 years and should not exceed 75 years at the time of maturity.</li>
	<li>Third party collateral, other than the property of the borrower or borrowers&#39; undivided family, will not be acceptable.</li>
</ul>


<p><strong>योग्यता मापदण्ड:</strong></p>

<ul>
	<li>आम्दानीको नियमित स्रोत भएका सबै वेतनभोगी वा स्वरोजगारी नेपाली नागरिक।</li>
	<li>धितो राख्नुपर्ने जग्गा र/वा भवनमा कम्तीमा ८ फिट मोटरेबल सडक हुनुपर्छ।</li>
	<li>स्वरोजगारको हकमा, व्यवसाय कम्तिमा दुई वर्ष चलेको हुनुपर्छ।</li>
	<li>आवेदक कम्तिमा १८ वर्षको हुनुपर्छ र परिपक्वताको समयमा ७५ वर्ष भन्दा बढी हुनु हुँदैन।</li>
	<li>उधारकर्ता वा उधारकर्ताको अविभाजित परिवारको सम्पत्ति बाहेक तेस्रो पक्षको संपार्श्विक स्वीकार्य हुने छैन।</li>
</ul>


Purpose:	Personal loan facility to meet personal financial obligation
Nature:	Term Loan / Overdraft Facility
Loan Size:	Up to 5.00 Million
Tenure:	In case of Term Loan – Repayment period maximum 15 years payable in Equated Monthly Installment. In case of Overdraft – 1-year revolving facility.
Loan Portion:	Up to 50% of Fair Market Value of the collateral security

Citizens Mortgage Loan(Term Loan)