<p>​&quot;Remittance IPO Savings Account (RISA)&quot; is a new Savings Deposit Product to be launched for Nepalese Individual worker who are working abroad under foreign employment with having valid labor permit from concern govemment authority of Nepat. This product has been designed in reference to Securities Issuance and Allotment (Sixth Amendment) Directive dated 207 9/07/18 issued by Securities Board ofNepal.</p>


<p>​&quot;Remittance IPO Savings Account (RISA)&quot; is a new Savings Deposit Product to be launched for Nepalese Individual worker who are working abroad under foreign employment with having valid labor permit from concern govemment authority of Nepat. This product has been designed in reference to Securities Issuance and Allotment (Sixth Amendment) Directive dated 207 9/07/18 issued by Securities Board ofNepal.​</p>


<p>Account is mainly for reserved IPO for Nepalese working on foreign employment</p>

<p><strong>Necessary Documents:</strong></p>

<ul>
	<li>Citizenship Certificate, NID card (compulsory) and or any valid identification card issued by Nepal Govt.</li>
	<li>2 passport size Photographs</li>
	<li>Customer opening the account must declare that they do not have a Remittance IPO Savings Account in any other institution</li>
	<li>Visa, Passport and Work permit issued by department of labor Nepal</li>
</ul>

<p>No other credit transaction can be done except:</p>

<ul>
	<li>Interest earned in the saving and Fixed Deposit</li>
	<li>Fund Received from Remittance</li>
	<li>Amount Transferred from any government agencies</li>
</ul>


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<p data-end="460" data-start="58">खाता मुख्य रूपमा विदेश रोजगारीमा रहेका नेपालीका लागि आरक्षित आईपीओ खाताका लागि हो।</p>

<p data-end="460" data-start="58"><strong>आवश्यक कागजातहरू:</strong></p>

<ul>
	<li data-end="460" data-start="58">नागरिकता प्रमाणपत्र, राष्ट्रिय परिचयपत्र (अनिवार्य) वा नेपाल सरकारबाट जारी कुनै वैध परिचयपत्र।</li>
	<li data-end="460" data-start="58">२ वटा पासपोर्ट साइजका फोटोहरू।</li>
	<li data-end="460" data-start="58">खाता खोल्ने ग्राहकले घोषणा गर्नुपर्छ कि उनसँग अन्य कुनै संस्थामा रेमिटेन्स आईपीओ बचत खाता छैन।</li>
	<li data-end="460" data-start="58">नेपाल श्रम विभागबाट जारी भिसा, पासपोर्ट र कार्य अनुमति पत्र।</li>
</ul>

<p data-end="641" data-is-last-node="" data-is-only-node="" data-start="462">अरू कुनै क्रेडिट ट्रान्जेक्शन गर्न सकिँदैन, यस बाहेक मात्र:</p>

<ul>
	<li data-end="641" data-is-last-node="" data-is-only-node="" data-start="462">बचत र फिक्स्ड डिपोजिटमा प्राप्त ब्याज</li>
	<li data-end="641" data-is-last-node="" data-is-only-node="" data-start="462">रेमिटेन्सबाट प्राप्त रकम</li>
	<li data-end="641" data-is-last-node="" data-is-only-node="" data-start="462">कुनै सरकारी निकायबाट प्राप्त रकम स्थानान्तरण</li>
</ul>
</div>
</div>
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What you need to apply

<ul>
	<li>Minimum Balance: 1,000</li>
	<li>Free Debit Card*</li>
	<li>Free Mobile Banking*</li>
	<li>Free Demat*</li>
	<li><a href="https://www.ctznbank.com/interest-rate">Interest Rate</a></li>
</ul>

<p><em>*&ldquo;Registration Charge for Mobile banking are free for first 3 months only&rdquo;.</em></p>

<h4><strong>Benefits</strong></h4>

<ul>
	<li>Highest Interest rate and +1% in normal FD Placement from this account.</li>
</ul>

<p><em>*For first year only.</em></p>


<ul>
	<li>न्यूनतम मौज्दात: १,०००</li>
	<li>निःशुल्क डेबिट कार्ड*</li>
	<li>निःशुल्क मोबाइल बैंकिङ*</li>
	<li>निःशुल्क डिम्याट*</li>
	<li><a href="https://www.ctznbank.com/interest-rate">ब्याजदर</a></li>
</ul>

<p><em>*&quot;मोबाइल बैंकिङको लागि दर्ता शुल्क पहिलो तीन महिनाको लागि मात्र नि:शुल्क छ।&quot;</em></p>

<p><strong>लाभहरू</strong></p>

<ul>
	<li>यस खाताबाट सबैभन्दा उच्च ब्याजदर र सामान्य एफडी राख्नमा +१% थप ब्याज।</li>
</ul>

<p><em>*&nbsp;पहिलो वर्षको लागि मात्र।</em></p>
