Visa Credit Card (Domestic)
Citizens Visa credit Card (NPR) is the Secured and convenient mode of payment in Nepal, India and Bhutan accepted both at Visa merchant locations and ATM.
Eligibility:
- Nepalese citizen with 18 years of age
- Individuals with stable and regular source of income from business, service or property.
Documentation required availing Citizens Credit Card Facility:
For Salaried personnel
- Credit Card Application form duly filled and signed.
- Passport Size Photographs (2 Copies).
- Copy of Citizenship Certificate/Passport.
- Salary Certificate/ letter from employer disclosing the designation and present salary.
- Copy of Bank Account Statement for last six to twelve months.
For Business Income Earners
- Credit Card Application form duly filled and signed.
- Passport Size Photographs (2 Copies).
- Copy of Citizenship Certificate/Passport.
- Financial Statement of last two years.
- Photocopy of Registration, PAN/VAT Certificate and/or license from concern authority
- Copy of Bank Account Statement for last six to twelve months.
- Memorandum and Articles of Association, Board Resolution to Borrow, paper disclosing percentage of ownership/shareholding, Partnership Deed.
| S.N | Visa Credit Card (Rupee) Charges | in NPR |
|---|---|---|
| 1 | Card Issuance Fee | 750 |
| 2 | Annual/Renewal Fee | 750 |
| 3 | Replacement Fee | 500 |
| 4 | Supplementary Card Fee | 750 |
| 5 | Pin re-generation Fee | 100 |
| 6 | E-Commerce Activation Fee | Free |
| 7 | Limit enhancement Fee | 500 |
| 8 | Late payment Fee |
300 or 1% of monthly due whichever is higher |
| 9 | Over limit fee (Up to 10% of Credit Limit) | 300 |
| 10 | Cash withdrawal from own ATM | 100+2% of txn |
| 11 | Stop Withdrawl | 500 |
| 12 | Balance Inquiry from Own ATM | 0 |
| 13 | PIN Change from Own ATM | 0 |
| 14 | Mini Statement from Own ATM | 0 |
| 15 | Cash withdrawal from other Bank's ATM/Cash Advance | 200+2% of txn |
| 16 | Balance inquiry from other ATM | 50 |
| 17 | Interest rate | 2%/month |
Valid all over Nepal, India & Bhutan
Credit Limit starting from NPR 20,000.00
Interest charge is free for credit cycle of 45 days.
Advance Cash Withdrawal facility of 10% of Credit Card Limit
Flexible repayment Option from 10% to 100%
EMV(Chip based) Secured Card
Get SMS and Email alert of your transaction
Supplementary Card Facility
Auto Debit Facility
Hassel free solution of carrying cash