A 92-year-old bank with a very modern balance sheet
Meridian has financed first homes, family shops and city infrastructure since 1934. We keep lending decisions local, which means a person in your region reviews your file — not an anonymous scoring queue three time zones away.
Deposits are federally insured up to $250,000 per depositor. Our capital ratio sits well above regulatory minimums, and we publish it every quarter because you deserve to know who is holding your money.
- ✓ Local underwriting on every loan
- ✓ Quarterly published capital ratios
- ✓ 24/7 fraud monitoring on all cards
Products
Four accounts that cover most of what a household or business needs

Card issued under Visa brand in USD currency.
Can be used to purchase goods and services from millions of merchants all over the world.
Can be used to withdraw cash from hundreds and thousands of ATMs all over the world.

Free Mobile Banking/Internet Banking Service (1st year*)
Free Visa Credit Card (First Year)
Decision within just 12 hours

Hassle-Free Process
0% Interest
Financing facility on products ranging from minimum Rs.15,000 up to Rs.5 Lakhs

Free Credit Card issuance fee for first year
Free mobile/internet banking for first year
Competitive interest rate:
8.25% for loan upto 5 years
8.49% for loan upto 7 years
Advertised rates are current as of today and may change without notice. Lending rates are subject to credit assessment; your final rate may differ from the advertised minimum.
